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Personal Banking : Savings

First National Bank provides Statement Savings accounts.  These accounts earn interest, provide FDIC insurance and may be accessed through an ATM (see fee structure on Rates/Fees page).  There is a minimum balance required on all Statement Savings Accounts.

Wisconsin Savings Account Info

Account Type

Minimum Balance

Monthly Fee if Balance Drops Below Minimum

Interest Rate**

APY* 

Regular Statement Savings $100 $1.00  0.01% 0.01%
Minor Account (Under 18 years old) No minimum $0 0.01% 0.01%
 *APY – Annual Percentage Yield
**Interest rates may change after account is opened

Texas Savings Account Info

Account Type

Minimum to Open

Rate**

Notes

Maximum Transactions*** 

Savings $100* 0.010%

APY 0.010%

6

*Daily balance under $100 = $1.00 fee per month
**Interest rates may change after account is opened
***Transfers from a Regular Savings Account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per month with no transfers by check draft, debit card, or similar order to third parties.