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Personal Banking : Savings

First National Bank provides Statement Savings accounts.  These accounts earn interest, provide FDIC insurance and may be accessed through an ATM (see fee structure on Rates/Fees page).  There is a minimum balance required on all Statement Savings Accounts.

Account Type

Minimum Balance

Monthly Fee if Balance Drops Below Minimum

Interest Rate**

APY*

Regular Statement Savings $100 $1.00 0.01% 0.01%
Minor Account (Under 18 years old) No minimum $0 0.01% 0.01%
*APY – Annual Percentage Yield
**Interest rates may change after account is opened