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Personal Banking : Checking

Your checking account is the center of your daily financial life.  You use your Check Card at the grocery store, write a check for a dental bill, have your payroll directly deposited, transfer funds to your savings online and more.

To match your busy life all of First National Bank’s checking accounts include FREE ATM and Check Card transactions, FREE Online Banking, and more.  All you need to do is choose the checking account that’s right for you.

Wisconsin Checking Acount Info

Choose Your Checking!

Personal Checking

  • Unlimited Check Writing
  • No Minimum Balance Required
  • No Annual Fee MasterCard Debit Card
  • Free Online Bill Pay

Interest Checking

  • Unlimited Check Writing
  • $500 Minimum Deposit to Open Account
  • $500 Minimum to Avoid Monthly Fee
  • No Annual Fee MasterCard Debit Card
  • Free Online Bill Pay
  • Interest Rate can be found on MMA Page

Account Type

Minimum to Open 

Minimum Balance to
Maintain to Avoid Fee

Monthly Fee if Balance
Drops Below Minimum

Unlimited Check 
Writing 

Personal Checking No Minimum None No Charge Yes
Interest Checking $500.00 $500.00 $7.50 per Month Yes

Texas Checking Account Info

Choose Your Checking!

Checking

  • Unlimited Check Writing
  • $400 minimum balance to avoid $5/statement cycle service fee
  • Fee will be waived for full-time students of age 18 or under
  • Fee will be waived for senior citizens age 62 and over
  • No Annual Fee MasterCard Debit Card
  • Free Online Bill Pay

NOW Checking

  • Unlimited Check Writing
  • $1,000 Minimum Deposit to Open Account
  • $1,000 Minimum to Avoid Monthly Fee
  • No Annual Fee MasterCard Debit Card
  • Free Online Bill Pay

Super NOW Checking

  • Unlimited Check Writing
  • $2,500 Minimum Deposit to Open Account
  • $2,500Minimum Balance to Avoid Monthly Fee
  • No Annual  Fee MasterCard Debit Card
  • Free Online Bill Pay

Account Type

Minimum to Open

Rate**

Notes

Checking $100 0% $5/month service fee if balance is below $400***
NOW $1,000 0.010% APY 0.010% Must maintain $1,000 to obtain APY*
Super NOW $2,500 0.010% APY 0.010% Must maintain $2,500 to obtain APY*
*APY – Annual Percentage Yield
**At our discretion, we may change the interest rate for this account.
***Fee will be waived for full-time students age 18 or under and for senior citizens age 62 and over.