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Personal Banking : CD/IRA

Account Type

Minimum Balance to Open and Obtain APY

Interest Rate

APY*

Penalty For

Early Withdrawal

Certificates of Deposit
3 Months $2,500 0.15% 0.15% 30 Days
6 Months $2,500 0.75% 0.75% 30 Days
1 Year $500 1.25% 1.25% 90 Days
1 1/2 Years $500 1.35% 1.35% 180 Days
2 Years $500 1.50% 1.50% 180 Days
2 1/2 Years $500 1.60% 1.60% 180 Days
3 Years $500 1.55% 1.55% 180 Days
5 Years $500 2.05% 2.05% 180 Days
IRA Accounts
Variable Rate CD-18 mo. None 0.40% 0.40% 180 Days
Fixed Rate CD-18 mo. $500 1.35% 1.36% 180 Days
Fixed Rate CD-24 mo. $500 1.50% 1.51% 180 Days
Any fees assessed could reduce earnings
*Annual percentage yield