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C/A Banking : Business MMA

Money Market accounts are interest bearing checking accounts.  These accounts are different in that you must maintain monthly minimal balances to avoid fees and to receive the interest rate.  Rates differ by account and also differ within an account type depending on your account balance.

Wisconsin MMA Info

Money Market Checking and NOW Checking are only available to sole proprietors and for non-profit companies. 

Account Type

Minimum to Open

Minimum Balance

Fee if Balance Drops Below Minimum

Maximum Out of Bank Withdrawals* 

Money
Market Checking
$2,500 $750 $7.50 per Month No limit
Money
Market Investment
$2,500 $500.00 $7.50 per Month 6
Business Money Management
Account
$2,000 $2,000 $10.00 per Month 6
NOW Checking $500 $500 $7.50 per Month No limit
* During any calendar month, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party.  If you exceed the transfer limitations set forth in any statement period, your account will be subject to closure by the financial institution.  This applies to Money Market Investment and Business Money Management Accounts.

Account Type 

Account Balance

Interest Rate 

APY* 

Money Market Checking N/A 0.01% 0.01%
Money Market Investment $0-$9,999.99 0.05% 0.05%
Money Market Investment $10,000 & up 0.15% 0.15%
Money Management Account $0-$9,999.99 0.05% 0.05%
Money Management Account $10,000-$24,999.99 0.15% 0.15%
Money Management Account $25,000 & up 0.25% 0.25%
NOW Checking N/A  0.01% 0.01%
*APY – Annual Percentage Yield

Texas MMA Info

Account Type

Minimum to Open

Rate

APY*

Money Market $2,500 0.010%

0.010%**

*APY – Annual Percentage Yield
**Must maintain $2,500 to obtain APY